Life Insurance

What's whole life?

When you're researching life insurance, you'll quickly discover there are several types of coverage – term life insurance, whole life, variable life insurance coverage, simplified issue life insurance, and the list continues. Term life insurance coverage and whole life insurance are a couple of common types of coverage with two...
Life Insurance

How to get life insurance the easiest way

Researching and buying the best life insurance policy is easier than ever before because of modern technology. Now you can make an application for quality coverage from your computer, phone or tablet — and all sorts of at any given time and put that's convenient for you. That's not to...
Life Insurance

Understanding: Fitch Ratings

If you've been spending some time researching life insurance companies, you've probably realized that numerous independent agencies issue ratings for each from the providers. Fitch Ratings is among the "Big Three" credit rating agencies – alongside Moody's Investors Service and Standard & Poor's. Here, using Fitch Ratings to assist select...
Life Insurance

Getting to know: Standard & Poor's

When shopping for life insurance coverage, you'll frequently see companies or agencies refer to the rating from the insurer issuing the insurance policy. An insurer’s rating is just as important a factor as the quantity of coverage you buy, the word length of a policy, and just how much you're...
Life Insurance

Getting to Know: Moody's

When shopping for life insurance coverage, it can appear to be the decisions are endless. You need to determine what kind of coverage you want to buy, just how much you need, and recognise the business to go with, to name a few. One of what will (and really should)...
Life Insurance

How you can leave a legacy

My 3-year-old daughter just started to comprehend the idea of memory, and as a result, nearly every third sentence begins with, "Remember?" as she recites a detail about something she and I shared. As she asks if I remember the dark rollercoaster ride we absorbed December, the ducks that stole...
Life Insurance

Who needs Key Man life insurance?

How are you aware when you've "made it"? Maybe it's whenever you land the task of your dreams. Or pay off all of your debt. Or marry your soulmate. Or…when your employer pulls you aside to tell you they're taking out a vital Man life insurance coverage on you. Entrepreneur...
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