Animal related insurance claims
Florida is renowned for its abundant wildlife population. Green space surrounds a number of our highways, increasing the chances of an animal-auto collision.
“When driving at night, it is almost impossible to avoid a collision once a pet steps or jumps onto the roadway,” observes Ellsworth Buck, Vice President of Insurance, Florida's leading independent car insurance agency.
The U.S. Department of transportation claims approximately one or two million collisions from a car and large animal occur every year.
A recent study on the nation's Insurance Crime Bureau (NICB), analyzes the number of animal-related insurance losses for that years 2021-2021. All animal-related claims increased 6 % over the four-year period.
The most typical animals involved in auto collisions include: deer, racoon, dog, turkey, coyote with deer being the most frequent victim. Additional animals often struck by cars in Florida include the alligator, Florida panther, black bear and birds.
“If animal related accidents really are a concern for you personally or else you frequently travel near wooded areas, you might like to take a look at comprehensive coverage through your car insurance policy,” recommends Buck, Vice President of Insurance, Florida's largest independent auto insurance agency.
Consider these wildlife-auto collision statistics from the Dmv (DMV).
A collision with some form of wildlife occurs typically every 39 minutes.
The average repair price of a car-deer collision is $2,8000.
Approximately 200 motorists die every year in car-wildlife collisions.
1 out of every 17 car collisions involve wandering wildlife.
89% of all wildlife collisions occur on roads with 2 lanes.
84% of wildlife collisions occur in good weather on dry roads.
If you unexpectedly come upon a pet within the road while driving, experts advise not swerving. Consequences may well be more severe if you hit an oncoming vehicle. It is recommended to hit your brakes, honk the horn and duck low behind the dashboard.
