archiveLife Insurance

Many of us start 2012 with noble intentions, expressed by means of checklists which will improve our lives and perhaps our very selves: a new diet, a workout regime, what about a change of career, a salary negotiation, or setting and sticking to a financial budget. The problem with one...

We've all seen this story in a movie. A character dies mysteriously, even though investigating, law enforcement discover that someone close to the deceased recently took out life insurance on them. (Cue eerie music and dramatic crash of lightning.) It's an open-and-shut plot device inside a crime flick, however in...

A good financial plan is sort of a jigsaw puzzle with various pieces addressing specific needs. Saving, paying down debts, growing your wealth, protection — all working together a financial health. You might be working hard around the first three things with that list. But have you given thought to...

As a single parent of two small children, I ensured to purchase term life insurance not too long ago. Since they’ve gotten older, I frequently wonder if my the payout from my policy could be enough to assist purchase their living expenses and college costs if something were to occur...

If you want proof that individuals can't stand referring to death, consider the phrase "life insurance." We do not call flood insurance "dry house insurance"; fire insurance isn't called "nothing burned"; and disability coverage isn't about to be renamed "no-one fell off a ladder at work" insurance. Yet the financial...

Once you've decided to check out buying term life insurance, it's natural to think about methods to leverage that purchase into a tax advantage. You may wonder whether life insurance coverage premiums are tax-deductible. For many people, the reply is no. Life insurance premiums are not generally tax-deductible because IRS...

If you've ever wondered just how much private information you have to divulge for a life insurance coverage agency to give you a customized quote, the solution may surprise you: none. You may wonder why an organization needs to know your company name, your address or phone number to be...

Life insurance coverage is a bit like lettuce. When you were a child, if you ever actually considered lettuce, you considered it as a simple thing, and also you knew exactly what it was. Then you definitely got older, started buying your own food and shopping in fancier places, and...

Let's be truthful: in popular culture, the image of how life insurance coverage works for individuals with pre-existing health conditions is not exactly reassuring. Picture stone-faced actuarial drones looking for good reasons to disqualify you from coverage, or inquisition-style medical exams that invade your privacy and consume tons of your...

As a sensible man once said, price is what you pay, value is exactly what you get. That wise man? Warren Buffett, you never know a few things about investing well. This could easily be applied when looking for life insurance or updating the relation to their policy. Obviously, you...