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Insurance Infomation

Insurance Infomation

Insurance explained without the jargon

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Plain-English guides to UK insurance: what policies cover, how claims work and how to compare quotes. General information, not advice.

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Underinsurance Explained: Why Claims Payouts Fall Short

Underinsurance Explained: Why Claims Payouts Fall Short

What underinsurance is, how the average clause can cut a claim payout, and how to check your buildings and contents sum insured before you renew.

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Categories Claims
Using Insurance Comparison Sites Without the Pitfalls

Using Insurance Comparison Sites Without the Pitfalls

How to get accurate quotes from insurance comparison sites, compare policies like for like, spot gaps in cheap cover and check details before you buy.

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Categories Comparing Quotes
Insurance Renewals: What the FCA Pricing Rules Mean for You

Insurance Renewals: What the FCA Pricing Rules Mean for You

How the FCA's rules on home and car insurance renewal pricing work, what they do and don't prevent, and why shopping around at renewal still matters.

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Categories Comparing Quotes
No-Claims Discount: How It Works and Whether to Protect It

No-Claims Discount: How It Works and Whether to Protect It

How a car insurance no-claims discount builds up, what happens after a claim, what protecting it actually does and how to prove your no-claims years.

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Categories Insurance Basics
Loss Adjusters and Loss Assessors: Who They Work For

Loss Adjusters and Loss Assessors: Who They Work For

What a loss adjuster does on a large insurance claim, how a loss assessor differs, what each costs you and how to prepare for an adjuster's visit.

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Categories Claims

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