Auto Insurance

Orders Issued for Holiday rentals and Boats

As installments of COVID-19 still increase in Florida daily, officials turn to slow the spread from the virus. “New executive orders are coming weekly, changing our daily routines it is important to stay informed,” says Ellsworth Buck, Vice President of Insurance Florida's largest independent homeowners insurance agency.

On Friday, Gov. DeSantis signed an Executive Order to suspend holiday rentals for 2 weeks, until April 10. Holiday rentals for example Airbnb and HomeAway are prohibited from making new reservations. Additionally they cannot accept new guests for check-in for the duration of an order. However, the ban does not affect travelers already remaining in a vacation rental.

There are exemptions towards the order. It does not affect
hotels, motels, resorts, time-shares or long-term rentals (over 30 days). Stays
set to start no after March 28 are also exempt in the ban.

Those violating the order are susceptible to criminal sanctions
including potential second-degree misdemeanor charges and could have their vocational
rental license revoked.

Recreational boats are also facing new rules. A purchase on
Friday says all recreational boats should be a minimum of 50 feet apart with no more
than 10 people on board. It is really an effort to enforce social distancing on
Florida's waterways. 

“We all have to make sacrifices during this time to advertise wellness,” says Ellsworth Buck, Vice President of Insurance Florida's largest independent home insurance agency.

Responding to travel bans and an rise in cancellations, Airbnb is providing flexibility to cancel bookings without penalties. They're offering guests full refunds and hosts no charge cancellations for reservations booked on or before March 14 with a check-in date of April 14 or earlier, based on the Airbnb website.

When the insurance policy was announced, some short-term rental owners
saw their vacation-rental reservations disappear. Many hosts have watched their
incomes dissolve. On Monday, Airbnb addressed the concerns having a $250 million
Host Relief Fund to cover some costs of COVID-19 cancellations. The
reimbursements are funded by Airbnb and will go to hosts with qualifying
cancellations, paying 25 percent of what they would normally receive from a
canceled booking.