Auto Insurance

Avoid driving like a maniac in bad weather

Driving while it is raining is stress inducing. According towards the U.S. Department of Transportation, it is more dangerous to drive on a rainy day than a snowy one. Most weather-related crashes happen on wet pavement-70 percent and during rainfall-46 percent.

“Sometimes rain appears like no big deal, but it's smart to follow safe driving techniques when driving in inclement weather,” says Ellsworth Buck, V . p . of Insurance, Florida's largest independent car insurance agency.

Slow down and calm

When the elements takes a turn for the worst and also you must fall behind the wheel, make sure you are alert and attentive. Reduce distractions. Also, even when it's raining throughout the day, it is a wise decision to turn on your headlights to increase visibility. Keep your pace steady but very slow. Leave lots of extra room between your car before you, five seconds is advised.

Avoid hydroplaning

Hydroplaning is the biggest risk to driving on wet pavement. It occurs when a layer of too much water gets between your road and your tire, preventing the tire's tread to properly grip the street.

“Rotating your tires and looking after proper tire pressure will keep you tires it good condition, this helps prevent hydroplaning,” reminds says Ellsworth Buck, V . p . of Insurance, Florida's top independent auto insurance agency.

To prevent hydroplaning, steer clear of the outer lanes from the road where excess water accumulates. Also, drive within the tracks of the car in front of you. Another word of caution, turn-off cruise control. Cruise control causes you to come unglued on wet surfaces. Should you hydroplane while in cruise control, your car will accelerate.

Popular Mechanics recommends, “If you start to hydroplane, keep both of your hands around the controls and gradually apply the brakes. Slamming on the brakes or jerking the wheel can cause a skid.”

Water and wind

Keep a strong grip on the wheel if it's windy. Be conscious of vehicles who are around you, larger vehicles tend to be more susceptible to high winds and could have trouble staying in their lane.

When it comes to standing water, avoid driving via a puddle with an unknown depth. If you're confident the puddle is only and handful of inches, decelerate before coming to it and don't brake before you drive out of it.

Motorcycles

For those riding on motorcycles, make sure to wear proper gear specifically for your feet and hands. Likewise, invest in a clear, anti-fog faceshield or goggles.