Forward-thinking insurance companies are leveraging technology to enhance customer experience and differentiate themselves in the competition. Listed here are the top five insurance apps you should download today, to assist with tasks which range from developing a home inventory to enhancing your ability to drive.
- Home Gallery App
Cost: Free
Benefit: Helps you produce a home inventory
A home inventory makes filing an insurance coverage claim easier should your things be stolen or damaged. Additionally, it provides you with approximately how much your possessions count, which is helpful when you shop for homeowners insurance. Fortunately, the house Gallery app from Liberty Mutual makes cataloging your property a cinch. The app enables you to take photos of your items, note information for example cost and date and share your inventory with members of the family or your insurer. Best yet, you can use the house Gallery app whether or not you are a Liberty Mutual customer.
- Driver Feedback App
Cost: Free
Benefit: Gives you information to become better driver
State Farm's Driver Feedback app helps you become aware of driving habits that increase your chance of being in an accident, which could lift up your auto insurance premium. The app uses your smartphone's accelerometer and GPS locator to collect data about how you brake, corner and accelerate. Once you get to your destination, the app provides you with a score for your trip while offering tips about how to improve your driving.
Using the Driver Feedback app, you may also compare data in one trip with another and share the results via email or text. These features might help new drivers form good driving habits and allow parents to monitor their teen's performance behind the wheel. Plus, using a driving app is an excellent method your child might reduce her car insurance premium. You don't need to be insured with State Farm to make use of the app, and your driving data isn't distributed to your insurance company.
- Text4Baby App
Cost: Free
Benefit: Provides ideas to help pregnant women stay healthy during pregnancy
The Text4Baby app provides women that are pregnant with a wealth of information to help them have a healthy pregnancy and avoid preventable complications. Whenever a mom subscribes, she gets to be a “starter pack” of messages. Then, every week, she receives three text messages about prenatal care, which range from doctor appointment reminders to information about symptoms that could warrant concern.
Major insurance firms, like Aetna, CIGNA and Blue Cross and Blue Shield, are Text4Baby “outreach partners.” What this means is the businesses encourage expectant moms to make use of the app to remain healthy, which could lessen the possibility of complications which will make pregnancy-related costs skyrocket.
- Infinity App
Cost: Free
Benefit: Allows you to definitely produce a secure digital inventory
The MetLife Infinity app gives you the ability to produce a digital inventory of photos, videos and audio files, plus important documents like wills and insurance plans. The app stores around five GB of information within the cloud, and it is password-protected and permanently supported. You are able to organize your data in collections and securely share the data with anyone, from a family member for your insurance professional. You are able to make use of the app if you are not a MetLife policyholder.
- Defend Your Income
Cost: Free
Benefit: Explains the way a disability can affect your life
Defend Your Income is definitely an online game produced by the Council for Disability Awareness. Its goal would be to help you understand how a disability may affect your life. Through the game you defend yourself from health-related issues like pregnancy complications, cancer, and respiratory disease. Once you complete each round, you answer trivia questions and learn miscellaneous information about the disability.
By the end of the game, you're more conscious of your disability likelihood and have a concept of just how much income you could lose if you become disabled. This post is useful when you are calculating the amount of disability insurance you'll need.
These apps are transforming the insurance industry by elevating customer service to a different level. Download one or more of them and then share your experience. We'd love to hear your ideas.
