If you've ever wondered just how much private information you have to divulge for a life insurance coverage agency to give you a customized quote, the solution may surprise you: none. You may wonder why an organization needs to know your company name, your address or phone number to be able to give you a precise quote. With Haven Life, that isn't the case.
That's not to say that you aren't special – you're still as unique as a snowflake, and your DNA sequence remains not the same as those of another 7.5 billion people on the planet – but to allow an existence insurance company or company to make a more precise calculation for you, the following information is all they have to know about you:
- Your date of birth
- Your gender
- Your health
- Your house state or 5-digit Zipcode (not your actual address)
- Whether you smoke
- What period of coverage you want
Quotes are a great way to estimate and value compare life policies. Here's a good example of the data you need to provide to Haven Life Insurance Agency to get an estimate for term life insurance issued by MassMutual for any 35-year-old woman in excellent health who desires a $500,000 insurance policy for 20 years:
And here's the type of quote that'll be generated consequently:
If this all looks straightforward and pleasantly private, that is because it's. The details are personalized for you, yet you remain anonymous. It takes a minute or two to go in your data, and you're instantly shown an estimate. Itrrrs worth remembering that although you're on this page, you can get different quotes according to different levels of coverage and term length. Perhaps you want to see what it really would cost for $750,000 of coverage for 20 years – just change those numbers and generate a new quote.
You can even use this page to fulfill your curiosity: If you want to know what life insurance would cost should you be older (the reply is “more,” so it's better to purchase it sooner rather than later), you may also enter another age and get a brand new quote. Just bear in mind that whenever you actually apply you'll need to supply your driving license or Social Security number, both of which feature your actual age. But again, that's only should you liked the quote and today you're actually applying for life insurance coverage (in which case you will be happy to give the company your data, because how else could they make sure the money goes to the best place in an emergency?).
If all you want is really a quote, there's no need to give up any personal information with Haven Life, not really an email address, if you don't want information sent to you. Remember that quotes are only estimates. Fortunately, it’s easy to apply online with Haven Life and obtain your personalized-to-you rate.
