The National Weather
Service is predicting Hurricane Dorian to bolster to some major hurricane over
the weekend. That news has numerous Floridians trying to puzzle out how you can prepare.
“Getting a plan in order, certainly cannot hurt, even if this
time around you do not use it, you might next time,” says Ellsworth Buck,
Vice President of
Insurance, Florida's leading homeowners
insurance company.
The Insurance Information Institute (III), has tips to help you prepare when a hurricane is close.
A hurricane watch is disseminated whenever a threat of the hurricane is at
a 24- 36-hour period.
Once a
hurricane watch is issued
Purchase any emergency supplies that you don't already have
on hand such as batteries, candles and flashlights.
Prepare your yard by securing or moving indoors all outdoor
furniture, lawn items, planters along with other materials that could be picked up by
high winds. Trim back weak branches minimizing antennas and retractable awnings.
Prepare for any potential evacuation, get a plan.
Charge your cellphone
Fill your car's gasoline tank
Have the name and phone number of your insurer and insurance
agent handy in your purse, wallet or phone.
A hurricane warning is disseminated when hurricane the weather is
expected in 24 hours or less, meaning bad weather is imminent.
Once a
hurricane warning is issued
Remain informed from the storm's progress via the TV or radio.
Install hurricane shutters, board up or securely shutter large
windows and draw drapes across windows and doors.
Get off the boat- never stick to a ship during a hurricane.
Check mooring lines of boats in water.
If an evacuation
becomes necessary
Bring along supplies
Keep important papers with you
Take warm, protective clothing for the family in case you find yourself in trouble.
Lock all your doors and windows when leaving, to protect your home from
looters.
Keep all receipts for something that are one more
living expense in the event your home is destroyed or damaged.
If you remain home throughout a hurricane
Stay indoors. Don't venture out even
during the brief calm.
Avoid windows and glass doors and
move furniture away from exposed doors and windows.
If your house comes with an “inside”
room, stay there throughout the height from the hurricane.
After a hurricane
Notify your insurance agent as
soon as possible associated with a losses.
Avoid signing any repair
contracts before checking together with your insurance professional first.
Get written estimates for any
proposed repairs and use only a qualified, licensed contractor.
Car
“Vehicles damaged or destroyed by wind or flooding
are covered under the optional comprehensive part of an automobile insurance
policy,” says Ellsworth
Buck, Vice President of
Insurance, Florida's top home insurance
agency.”
Renters
Renters insurance
covers a renter's possessions, the landlord accounts for insuring the
structure.
Before a storm
is incorporated in the area, take inventory of your home, car, boat along with other belongings.
Videos and pictures are wonderful. Check to see if your insurance provider includes a mobile app available
to help with your inventory.
