Health Insurance

GOP senators propose letting states keep ObamaCare

WASHINGTON – A set of GOP senators unveiled an Obamacare replacement plan Monday that allows states to keep the national health care program if they enjoy it, while repealing fines against anyone who has any health care insurance.

If states opt out of Obamacare, they'd still get the federal money in the program to begin their very own insurance policy for that uninsured according to Health Savings Accounts.

A alternative to Obamacare would require 60 votes within the Senate, meaning some Democrats would have to support it.

“If you can say to a blue state senator, who's really invested in supporting Obamacare, that you can keep Obamacare, why force it upon us, we think that helps us get to 60,” said Louisiana Sen. Bill Cassidy, who unveiled the Patient Freedom Act of 2021 with Maine Sen. Susan Collins.

But the leading blue-state senator, Charles Schumer, said it's “nearly impossible” to help keep benefits of Obamacare without keeping the whole law.

“Ultimately, this proposal is an empty facade that will create chaos – not care – for millions of Americans,” the Senate Democratic leader said inside a statement. “Republicans should drop their disruptive repeal plans and use Democrats to enhance, not gut, the Affordable Care Act and healthcare system for those Americans.”

The Patient Freedom Act would maintain Obamacare's patient protections: banning lifetime caps on care, no exclusions for pre-existing conditions and children covered under their parents' insurance until age 26.

It would also retain in place, at least initially, all the taxes and revenues streams that fund Obamacare. However it would repeal the employer mandate and individual mandate, which requires Americans to possess insurance or pay a tax penalty.

“We recognize that our bill isn't perfect. It still is a work in progress,” Collins said.

“-If we don't start putting specific legislation on the table that may be debated, refined, amended and enacted, then we will fail the United states citizens.”

Team Trump hasn't endorsed the Cassidy-Collins plan. The program also offers not been endorsed by the GOP leadership as the official path for repeal and replace. Republicans will huddle in Philadelphia later this week to chart next steps.

Under the plan, states that opt from Obamacare provides their own high-deductible healthcare plans, basic prescription drug plans and healthcare savings accounts.

States would still receive the federal financial dollars from Obamacare and expanded Medicaid– so long 95 percent of the people entitled to subsidies are signed up for the brand new state-option.

The federal dollars could be funneled directly to health savings makes up about eligible individuals.