Insurance Infomation explains UK insurance without the jargon. Policies are full of terms like excess, sum insured and non-disclosure; we explain what they mean and why they matter when you buy or claim.
What we explain
- Insurance basics: excesses, no-claims discounts, Insurance Premium Tax and types of home cover.
- Claims: how to claim, what loss adjusters do and how to challenge a rejected claim.
- Comparing quotes: renewals, comparison sites and honest ways to pay less.
How we work
We base our guides on rules and guidance from the Financial Conduct Authority, the Financial Ombudsman Service, HMRC and UK consumer insurance law. AI tools help us research and draft, and we check the details against those sources before publishing.
We aren’t an insurer or broker and don’t sell policies. For advice about your own cover, speak to your insurer or an FCA-authorised broker.