How a car insurance no-claims discount builds up, what happens after a claim, what protecting it actually does and how to prove your no-claims years.
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Category: Insurance Basics
How policies, premiums and deductibles work.
Insurance Premium Tax: The Tax Built Into Your Premium
What Insurance Premium Tax is, the standard and higher rates, which policies are exempt and how it shows up in the price you pay for UK insurance.
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Insurance Excess Explained: Compulsory and Voluntary
What an insurance excess is, the difference between compulsory and voluntary excess, how it affects your premium and how to choose a level you can afford.
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Buildings vs Contents Insurance: What Each Covers
The difference between buildings and contents insurance in the UK, who needs which, combined policies, accidental damage and how to set the right sums insured.
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